.policy-hero{max-width:760px;margin:0 auto var(--space-8);text-align:left}.policy-hero__lead{font-size:var(--font-size-md);color:var(--color-text-muted)}.policy-grid{background:linear-gradient(to bottom,rgba(255,255,255,0.9),rgba(247,241,234,0.9))}.policy-layout{display:grid;grid-template-columns:minmax(0,0.9fr) minmax(0,1.6fr);gap:var(--space-8);align-items:flex-start}.policy-toc{position:sticky;top:calc(var(--header-height-desktop) + var(--space-4));align-self:flex-start;display:flex;flex-direction:column;gap:var(--space-4)}.policy-toc__title{font-size:var(--font-size-sm);letter-spacing:0.16em;text-transform:uppercase;margin-bottom:var(--space-2)}.policy-toc ol{list-style:none;padding-left:0;margin:0}.policy-toc li{margin-bottom:var(--space-2);color:var(--color-text-muted);font-size:var(--font-size-sm)}.policy-toc a{text-decoration:none;color:var(--color-navy)}.policy-toc a:hover{text-decoration:underline;color:var(--color-primary)}.policy-toc__cta h3{font-size:var(--font-size-lg);margin-bottom:var(--space-2)}.policy-toc__cta p{font-size:var(--font-size-sm);margin-bottom:var(--space-3)}.policy-content{display:flex;flex-direction:column;gap:var(--space-6)}.policy-block{padding:var(--space-5);border-radius:var(--radius-lg);background:rgba(255,255,255,0.96);box-shadow:var(--shadow-sm)}.policy-block h2{margin-bottom:var(--space-3)}.policy-block ul{margin-top:var(--space-2)}.policy-block a{color:var(--color-primary)}.policy-block a:hover{text-decoration:underline}.policy-final-cta{display:flex;align-items:flex-start;justify-content:space-between;gap:var(--space-6);background:linear-gradient(135deg,rgba(255,239,229,0.98),rgba(211,243,244,0.98))}.policy-final-cta__content{max-width:620px}.policy-final-cta__content p{margin-bottom:0}.policy-final-cta__actions{display:flex;flex-wrap:wrap;gap:var(--space-3);align-items:center}@media (max-width:1024px){.policy-layout{grid-template-columns:minmax(0,1fr);gap:var(--space-6)}.policy-toc{position:static;flex-direction:column}.policy-toc__cta{order:2}}@media (max-width:768px){.policy-hero{margin-bottom:var(--space-6)}.policy-block{padding:var(--space-4)}.policy-final-cta{flex-direction:column;align-items:flex-start}}@media (max-width:480px){.policy-final-cta__actions{flex-direction:column;align-items:stretch}}